Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 105,464 5,464 5.46
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 5,464 Short Term Not Applicable 1,639 3,825

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.5 9.54 8.47 6.98 6.96 7.02
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 8.02 8.35 8.03 6.57 7.97 8.38
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 7.62 8.48 8.17 5.84 6.76 6.57
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.4 8.07 7.43 5.72 6.62 6.66
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 7.37 8.64 7.93 6.84 6.26 7.64
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 7.37 8.64 7.93 6.83 6.25 7.39
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.32 8.37 8.03 5.82 7.31 7.91
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.09 7.32 7.03 4.7 - 5.93
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.78 8.82 8.29 6.19 - 6.95
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.44 8.23 7.34 5.15 6.76 5.9
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.44 8.01 7.29 4.83 - 5.32
UTI Dynamic Bond Reg Gr 23-06-2010 1.55 6.35 7.99 7.16 8.37 6.6 7.73
Kotak Dynamic Bond Reg Gr 26-05-2008 0.0 6.25 8.67 7.89 5.83 7.63 7.99
PGIM India Dynamic Bond Gr 12-01-2012 1.64 6.14 8.08 7.15 5.25 6.82 7.39
SBI Dynamic Bond Reg Gr 10-02-2004 1.41 5.84 7.93 7.64 5.65 7.32 6.1
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.74 7.56 7.31 5.2 6.31 7.53
HDFC Dynamic Debt Gr 28-04-1997 1.47 5.46 7.7 7.19 6.12 6.13 8.04
Union Dynamic Bond Gr 13-02-2012 1.55 5.36 7.66 7.18 4.61 5.86 6.44
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 5.18 6.68 6.12 5.05 - 5.85
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.84 8.16 7.83 5.5 6.94 6.85
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 4.72 6.87 6.41 - - 5.51
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 3.9 6.68 6.26 4.3 5.98 6.79
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.08 7.72 7.06 4.71 6.8 7.51